Real Estate in Savannah
Penny Rafferty
912-209-6850912-209-6850

Blog Archives

Relocating to The Greater Savannah Area?

Moving is Hard! Moving to a NEW City and State is Harder!!!Want to know more about your future neighborhood? I’m here to help. Message me to start looking at neighborhoods that are the right fit for you! #Realtor #HouseExpert #HouseHunting #agent #ListReports #RealEstateAgent #moving #NewHome #YourFavoriteSavannahRealtor

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Common Layout Mistakes

Don’t let something as small as furniture placement turn away buyers. I can help you maximize your space and wow your potential buyers. Send me a message – I’m here to help! #Realtor #HouseExpert #decor #HomeDecor #ListReports #themoreyouknow #RealEstate #RealEstateagent #yourfavoritesavannahrealtor

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The Cost of Renting vs. Buying a Home

Some Highlights: Historically, the choice between renting and buying a home has been a tough decision. Looking at the percentage of income needed to rent a median-priced home today (27.7%) vs. the percentage needed to buy a median-priced home (17.5%), the choice is clear. Every market is different. Before you renew your lease, find out if you […]

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This is Not 2008 All Over Again: The Mortgage Lending Factor

Some are afraid the real estate market may be looking a lot like it did prior to the housing crash in 2008. One of the factors they’re pointing at is the availability of mortgage money. Recent articles about the availability of low-down payment loans and down payment assistance programs are causing concern that we’re returning […]

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Thinking of Selling Your Home? The Waiting Is The Hardest Part.

Tom Petty famously penned the words, “the waiting is the hardest part” in his early 80’s hit song The Waiting, and his thought process can surprisingly also be applied to individuals considering selling their homes today. Traditional thinking would suggest it may be best to wait until the spring to sell when there is a flood of buyers in […]

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The Difference an Hour Will Make This Fall

Tonight is the Night! We get an extra hour. How will you use that extra time? Every Hour in the U.S. Housing Market:  614 Homes Are Sold 95 Homes Regain Positive Equity Median Home Values Go Up $1.38

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Taking the Fear Out of the Mortgage Process

A considerable number of potential buyers shy away from the real estate market because they’re uncertain about the buying process – particularly when it comes to qualifying for a mortgage. For many, the mortgage process can be scary, but it doesn’t have to be!  In order to qualify in today’s market, you’ll need a down payment (the […]

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Depending on the Price, You’re Going to Need Advice

To understand today’s complex real estate market, it is critical to have a local, trusted advisor on your side – for more reasons than you may think. In real estate today, there are essentially three different price points in the market: the starter-home market, the middle-home market, and the premium or luxury market. Each one […]

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3 Reasons to Use a Real Estate Pro in a Complex Digital World

If you’re searching for a home online, you’re not alone; lots of people are doing it. The question is, are you using all of your available resources, and are you using them wisely? Here’s why the Internet is a great place to start the home-buying process, and the truth on why it should never be […]

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What FICO® Score Do You Need to Qualify for a Mortgage?

While a recent announcement from CNBC shares that the average national FICO® score has reached an all-time high of 706, the good news for potential buyers is that you don’t need a score that high to qualify for a mortgage. Let’s unpack the credit score myth so you can to become a homeowner sooner than you may think. […]

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