🏗️ Know Before You Build

What to ask before you sign with a builder.

Building a home in a community like Margaritaville is exciting — but signing a contract before asking the right questions can lead to stress, surprises, and costly misunderstandings.

This guide gives you the 7 most important questions to ask your builder so you can move forward with clarity and confidence.

❓ 1. What’s included — and what’s considered an upgrade?

Just because you see it in the model doesn’t mean it comes standard.

Ask your builder to break down:

  • Countertops
  • Flooring
  • Appliances
  • Lighting packages
  • Landscaping
  • Cabinet styles
  • Trim + finishes

Clarity now prevents sticker shock later.

⏳ 2. What’s the estimated build timeline — and what can delay it?

Most builds take 6–12 months, but delays happen.

Ask:

  • What’s the realistic timeframe?
  • What delays are common?
  • What happens if the timeline shifts?
  • Will my rate lock still be valid if financing?

💵 3. What’s the payment schedule?

Builders often require deposits at different stages:

  • Lot reservation
  • Design center selections
  • Construction milestones

Know when payments are due and what they cover so nothing catches you off guard.

🛡️ 4. What warranties are included — and for how long?

Most new homes include:

  • Structural warranties
  • Systems warranties
  • Appliance warranties

Ask:

  • What’s covered?
  • How do I file a claim?
  • How long does each warranty last?
  • Does it transfer if I sell?

🎨 5. Can I customize or change anything after signing?

Many communities have strict cut‑off dates for design changes.

Ask:

  • When do selections need to be finalized?
  • What changes are allowed later?
  • Are there fees for adjustments?

👷 6. Who will be my main point of contact during the build?

You’ll want to know who to call when you have questions.

Ask whether your updates will come from:

  • A builder sales rep
  • A site supervisor
  • A construction manager
  • Your agent

Consistent communication = peace of mind.

🔍 7. How will the final walkthrough and handoff work?

Before closing, you’ll do a walkthrough to identify issues.

Ask:

  • How detailed is the walkthrough?
  • How long do punch‑list repairs take?
  • What if I find issues after move‑in?

⭐ Final Tip: Call Penny Before You Visit the Builder

The builder’s sales rep works for the builder — not for you.

Having your own agent:

  • Protects your interests
  • Helps you understand the contract
  • Ensures you don’t miss important details
  • Costs you nothing (the builder pays the commission)

Important:  To be represented, you must bring your agent before you register or walk into the sales office.Once you sign in alone, the builder may refuse to allow agent representation.

📞 Want to review your builder’s contract before you commit?

Let’s walk through your options together so you can move forward with clarity and confidence.

Call or Text: 912‑414‑4427Email: PennyRaffertyRealty@gmail.com

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You may also download the PDF here.
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