Offer Accepted: Now What?
When your offer gets accepted, it can feel like the hard part is over. But really, it’s just the
beginning of a critical phase — and how you handle the next 30–45 days can determine
whether the deal closes smoothly or falls apart.
This guide walks you through exactly what happens between offer and closing — with clear
explanations, no fluff, and a printable timeline you can actually follow.
What’s Inside the Guide
Week 1: Post-Acceptance Checklist
Submit earnest money
Schedule your home inspection
Notify your lender and begin the mortgage process
Begin reviewing disclosures and HOA docs (if applicable)
Week 2–3: Inspection Period + Contingencies
Attend the inspection (or have a trusted rep)
Review the report and decide on repair requests or credits
Stay in communication with your agent and lender
Ensure appraisal is ordered on time
Week 3–4: Appraisal + Financing
Complete lender paperwork
Provide updated financials if requested
Lock in your interest rate if you haven’t already
Get homeowners insurance quotes
Week 4–5: Final Prep + Walkthrough
Schedule final walkthrough
Transfer utilities
Review the closing disclosure
Wire funds and confirm logistics with your agent
Closing Week: It’s Time
Bring ID, review your documents, and sign
Get your keys and celebrate
Bonus Section:
What not to do during escrow
Don’t open new credit cards or make large purchases
Don’t change jobs or deposit large sums without a paper trail
Don’t ignore lender emails or delay paperwork
Call Penny Rafferty and your Lender before you make a large purchase decision!
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