🎉 Offer Accepted: Now What?

Your offer was accepted — huge moment! 🎊But while it feels like the finish line, you’re actually stepping into one of the most important phases of the entire home‑buying journey.

The next 30–45 days are where deals are made… or fall apart.This guide walks you through what happens between “yes!” and closing day — with clear steps, zero confusion, and a timeline you can actually follow.

📘 What’s Inside the Guide

🗓 Week 1: Post‑Acceptance Checklist

• 💰 Submit your earnest money
• 🕵️‍♂️ Schedule your home inspection
• 🏦 Notify your lender + begin the mortgage process
• 📄 Start reviewing disclosures + HOA documents (if applicable)

🔍 Week 2–3: Inspection Period + Contingencies

• 🧰 Attend the inspection (or send a trusted representative)
• 📋 Review the report + decide on repair requests or credits
• 📞 Stay in close communication with your agent + lender
• 🗂 Ensure the appraisal is ordered on time

🏡 Week 3–4: Appraisal + Financing

• ✍️ Complete lender paperwork
• 📑 Provide updated financials if requested
• 📉 Lock in your interest rate (if you haven’t already)
• 🔐 Get homeowners insurance quotes

📦 Week 4–5: Final Prep + Walkthrough

• 🚶‍♂️ Schedule your final walkthrough
• 🔌 Transfer utilities
• 🧾 Review your Closing Disclosure
• 💸 Wire funds + confirm logistics with your agent

🎉 Closing Week: It’s Time

• 🪪 Bring your ID
• 📚 Review your documents
• ✍️ Sign everything
• 🔑 Get your keys and celebrate your new home

🚫 Bonus Section: What Not to Do During Escrow

• ❌ Don’t open new credit cards or make large purchases
• ❌ Don’t change jobs or deposit large sums without documentation
• ❌ Don’t ignore lender emails or delay paperwork

📣 Before you make any large purchase or financial change, call Penny Rafferty and your lender!

‍